Independent Mortgage Brokers     


   
Our Mission Statement
"Lifestyle Mortgages Galway is committed to delivering superior service and quality mortgage solutions. We treat each client as our only client."

   


   


   
Terms & Conditions

This page states the Terms and Conditions under which you may use the Lifestyle Mortgages website (the "website"). If you do not accept the Terms and Conditions stated here, you are not permitted to use the website.

You should ensure that you have read and fully understand these terms before using the rest of this website. By accessing any part of this website you are deemed to have accepted these terms in full.

This website is operated from Ireland by Lifestyle Mortgages. Lifestyle Mortgages may revise these Terms and Conditions at any time by updating this posting. You agree to visit this page periodically to review the Terms and Conditions, because they are binding on you and each time you use the website you agree to be bound by the current Terms and Conditions.

Content of Website
The information contained on the website is continuously up-dated. While we are careful to ensure that all information is accurate, Lifestyle Mortgages does not accept any liability for errors, omissions, defects, unauthorised access or alterations to the website. For accurate real-time information and rates, please contact Lifestyle Mortgages directly for specific tailored information to meet your particular requirements.

The content of this website is intended for use only by residents of those jurisdictions to which it is expressed to relate. None of the services or products referred to are available to persons resident in any state or territory where such products or services are prohibited by local law or regulation. The content of this website is provided for general information purposes only and does not constitute financial or other advice. Neither the information nor any opinion expressed in this website constitutes an offer to provide any product or service. The services featured on the website are subject to separate terms and conditions, Lifestyle Mortgages internal regulatory and compliance procedures and practices.

All information and rates quoted on the website are for guidance only and do not form any part of a legal contract, agreement or understanding. You should not take any action on foot of information appearing on the website before taking appropriate financial, legal or other appropriate professional advice.

Where the website includes devices to allow you to calculate repayments or estimate the likely extent of any loan which may be available to you, please note that such information, prices and rates which may be quoted on the website are non-binding and are provided for guidance purposes only. No quotation or estimate shall be capable of acceptance unless and until it is contained in a formal Letter of Offer issued by a lender and accompanied by the full terms and conditions which will apply to the facility in question.

Use of Material
The contents of this website, such as text, graphics, images and other material ("Material"), are protected by copyright under both Irish and foreign laws. Unauthorised use of the Material may violate copyright, trademark and other laws. You must retain all copyright and other proprietary notices contained in the original Material on any copy you make of the Material. You may not sell or modify the Material or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any public or commercial purpose. Except where expressly permitted in writing by Lifestyle Mortgages, the use of the Material on any other web site or in a networked computer environment for any purpose is prohibited.

If you violate any of these Terms, your permission to use the Material automatically terminates and you must immediately destroy any copies you have made of the Material.

Use of the website
You agree not to use the website or cause or permit any Materials to be used:-

so as to jeopardise or prejudice the operation, quality or integrity of the website or Materials, or the operation, quality or integrity of any telecommunications network;
to harvest or otherwise collect information about others, including e-mail addresses, without their consent;
to distribute, download, upload or transmit any material which contains viruses, trojan horses, worms, time bombs, or any other harmful or deleterious programs;
contrary to the terms and conditions of any Internet Service Provider whose services you may use.
If you violate any of these Terms and Conditions, your permission to use the Material automatically terminates and you must immediately destroy any unauthorised copies you have made of the Material.

Lifestyle Mortgagesī Liability
The Material may contain inaccuracies or typographical errors. Lifestyle Mortgages makes no representations about the accuracy, reliability, completeness, or timeliness of the Material or about the results to be obtained from using the website and the Material. The use of the website and the Material is at your own risk. Changes are periodically made to the website and may be made at any time.

Lifestyle Mortgages does not guarantee that access to, or the information or functions contained in this website will be uninteruppted or error free, or that this website or the server that makes it available are free of viruses or other harmful components and Lifestyle Mortgages, its directors, officers and employees do not accept any liability for any loss or damage arising there from. Warrant that the website will operate error-free or that this website and it's server are free of computer viruses and other harmful goods. If your use of the website or the material results in the need for servicing or replacing equipment or data, Lifestyle Mortgages is not responsible for those costs.

The website and material are provided on an "as is" basis without any warranties of any kind. Lifestyle Mortgages and its suppliers, to the fullest extent permitted by law, disclaim all warranties, including warranties of merchantability, non-infringement of third parties rights, and warranties of fitness for particular purpose. Lifestyle Mortgages and its suppliers make no warranties about the accuracy, reliability, completeness, or timeliness of the material, services, software, text, graphics, and links.

In no event shall Lifestyle Mortgages, its suppliers, or any third parties mentioned at this website be liable for any damages whatsoever (including, without limitation, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use the web site and the material, whether based on warranty, contract, tort, or any other legal theory, and whether or not Lifestyle Mortgages is advised of the possibility of such damages.

The Internet is an inherently insecure medium and therefore the confidentiality, integrity, author or recipient of any electronic communications between you and Lifestyle Mortgages cannot be guaranteed.

Links to Other Sites
The Lifestyle Mortgages website contains links to third party websites. These links are provided solely as a convenience to you and not as an endorsement by Lifestyle Mortgages of the contents on such third party websites. Lifestyle Mortgages is not responsible for the content of linked third party websites and does not make any representations regarding the content or accuracy of materials on such third party websites. If you decide to access linked third-party websites, you do so at your own risk and in accordance with the prevailing terms and conditions of such third party websites.

Lifestyle Mortgages welcomes the hyper linking to the website from other appropriate websites provided Lifestyle Mortgages gives its consent to the establishment of such links. You may not use Lifestyle Mortgages material authored by Lifestyle Mortgages without our express and specific written permission. Notwithstanding the foregoing, Lifestyle Mortgages reserves the absolute right to refuse to consent to such links without giving reasons.

Any links to the website from another website must be presented in such a manner that the viewing of the website is not impaired by framing, co-branding or similar techniques that may impair the visitor's user experience.

Indemnity
You agree to defend, indemnify, and hold harmless Lifestyle Mortgages, its directors, officers and employees from and against any costs, damages or losses of any kind, including without limitation, all legal, accounting and management fees, arising or resulting from any claims, actions and demands in respect of your use of the Material (including Software) or your violation of these Terms and Conditions or unauthorised use of the services and information provided on this website. This includes any infringement of copyright, trademark or intellectual property rights and any claim in respect of libel, defamation and breach of confidentiality. Lifestyle Mortgages shall provide notice to you promptly of any such claim, suit, or proceedings and Lifestyle Mortgages shall nominate such solicitors as it chooses to defend any such claim, suit or proceedings at your own expense.

Irish Law and Jurisdiction
The information in this website is aimed at residents of the Republic of Ireland and is not provided and should not be used in any country where accessing or use of such information is prohibited. The information contained in this website does not constitute an offer or solicitation of financial services by Lifestyle Mortgages.

Any disputes, claims or proceedings arising out of or in any way relating to the Materials or the website shall be governed by the laws of Ireland. Information appearing on this website is provided in accordance with and subject to the laws of the Republic of Ireland and the laws of the Republic of Ireland govern the conduct and operation of this Site. The Irish Courts shall have exclusive jurisdiction for the purpose of any proceedings arising out of or in any way relating to the Materials or the website.

General
If any provision of this Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect.

Lifestyle Mortgages may at any time and without liability modify, suspend or discontinue the website or any Materials (or any part or specification thereof), with or without notice, for any valid technical, operational or commercial reasons.

Lifestyle Mortgages shall not be liable, and shall not otherwise be deemed to be in breach of this Agreement, for any failure to perform (or delay in performing) any of its obligations hereunder caused by circumstances beyond its reasonable control.

Lifestyle mortgages is regulated by the Financial Regulator as a Mortgage Intermediary and as a tied agent of Eagle Star.

If you have any queries relating to the above Terms & Conditions, please email info@lifestylemortgages.ie

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage or any other loans secured on it.
Hilary Foley T/A Lifestyle Mortgages is regulated by the Financial Regulator

2006-2009 Copyright ©. Lifestyle Mortgages - All Rights Reserved. Lifestyle Mortgages is regulated by the Financial Regulator.

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